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FREE Reports
How to Negotiate and Win—When Selling Your Own Home.
This report gives general guidelines about negotiating the price of a home.
100 Questions and Answers About Buying A New Home.
This guide focuses on finances, from how much home you can afford, to various loan programs, insurance, taxes, etc.
Buying Your Home: Settlement Costs and Helpful Information.
Describes the home buying, financing, and settlement (closing) process. Helpful tips on shopping for a loan with worksheets to calculate and compare closing costs.(1997. HUD)
Consumer Handbook On Adjustable Rate Mortgages.
Basic features,advantages, risks, and terminology associated with adjustable rate mortgages. Explains how ARM's work, how to reduce your risk,and more. Includes a table for comparing mortgages. 25 pp. (1990.FRB)
Consumer's Guide to Mortgage Lock-Ins.
Basic information to help you obtain the terms of credit you really want. Lists questions to ask when shopping for a mortgage. 14 pp. (1995. FRB)
Consumer's Guide to Mortgage Refinancings.
Will refinancing benefit you? Learn the costs and how to tell if the time is right. 8 pp. (1996. FRB)
Guide to Single-Family Home Mortgage Insurance.
Federal Housing Administration-insured mortgages help people who could not otherwise afford to own a house to become homeowners. Also available for rehabbing an existing home. 14 pp. (1999. HUD)
Home Buyer's Vocabulary.
Defines common words and terms used in the real estate world. Especially useful for the first time buyer. 14 pp. (1987. HUD)
How to Buy a Home With a Low Down Payment.
There are private and federal options for obtaining a mortgage. Learn how to qualify, determine what you can afford, and more. 9 pp. (1998. USDA)
HUD Home Buying Guide.
Here are step-by-step instructions for finding and financing a HUD home. Includes charts to help you estimate mortgage payments. 11 pp. (1999. HUD)
Looking for the Best Mortgage - Shop, Compare, Negotiate.
Using these 3 steps can save you thousands of dollars on a homeloan or mortgage. Find more useful tips on bargaining for a better mortgage in this booklet. 7 pp. (1999. FRB)
Selling A Home.
Gives practical tips on how to prepare your house for sale, how to choose an agent, setting a fair price, where to get legal help, and tax implications. 13 pp. (1996. USDA)
Twelve Ways to Lower Your Homeowners Insurance Costs.
Practical tips to help reduce your expenses. Lists phone numbers of state insurance departments for more information. 4 pp. (1995. HHS)
Am I Covered?
Answers 15 common questions regarding homeowners insurance and explains what is covered in a standard policy. 9 pp. (1997. HHS)
Fixing Up Your Home and How to Finance It.
Information about hiring a contractor, doing the work yourself, and the HUD Title 1 home improvement loan program. 2 pp. (1998. HUD)
Home Improvement.
Helpful advice on when home improvements pay off, how to select different home improvement specialist, and comparing financing options. 13 pp. (1996. USDA)
Home Sweet Home Improvement.
Handy tips for home improvement, with everything from choosing a contractor to cleaning up the job site. 11 pp. (1998. FTC)
Rehab a Home With HUD's 203(k).
Learn how you can get a long-term mortgage that includes the costs of reconstructing, modernizing and eliminating health and safety hazards in your home. Find out what properties are eligible, what improvements are covered, and how to apply. 30 pp. (1995. HUD)
Weather Patterns Are Changing, and So Are Your Chances of Being Flooded.
In recent years, 2 out of every 3 U.S. natural disasters were flood related. Learn how to obtain the flood insurance you should have. 5 pp. (1999. FEMA)
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